| Model A | |||
| Asset Class: | 70% Equities & 30% Fixed Income | ||
| Annual Distribution Rate: | 5.2%, less fund administration fee | ||
| Mutual Fund Holdings: | |||
| FUND NAME | TICKER | ALLOCATION | |
| Vanguard 500 | VFIAX | 42.00% | |
| Vanguard Mid Cap | VIMAX | 11.20% | |
| Vanguard Small Cap | VSMAX | 7.00% | |
| Vanguard Small-Cap Growth ETF | VBK | 5.60% | |
| Vanguard FTSE Emerging Market ETF | VWO | 4.20% | |
| Vanguard Total Bond Market ETF | BND | 24.00% | |
| Vanguard Short-Term Bond ETF | VCSH | 6.00% | |
| 100.00% | |||
| Model E | |||
| Asset Class: | 100% Equities | ||
| Annual Distribution Rate: | 6.2%, less administrative fees | ||
| Mutual Fund Holdings: | |||
| FUND NAME | TICKER | ALLOCATION | |
| Vanguard 500 | VFIAX | 60.00% | |
| Vanguard Mid Cap | VIMAX | 16.00% | |
| Vanguard Small Cap | VSMAX | 10.00% | |
| Vanguard Small-Cap Growth ETF | VBK | 8.00% | |
| Vanguard FTSE Emerging Market ETF | VWO | 6.00% | |
| 100.00% | |||
| Model E – ESG | |||
| Asset Class: | 100% Equities | ||
| Annual Distribution Rate: | 6.2%, less administrative fees | ||
| Mutual Fund Holdings: | |||
| FUND NAME | TICKER | ALLOCATION | |
| Vanguard ESG U.S. Stock ETF | ESGV | 80.00% | |
| Vanguard ESG International Stock ETF | VSGX | 20.00% | |
| 100.00% | |||
| Model F | |||
| Asset Class: | 100% Fixed Income | ||
| Annual Distribution Rate: | 3.0%, less administrative fee | ||
| Mutual Fund Holdings: | |||
| FUND NAME | TICKER | ALLOCATION | |
| Vanguard Total Bond Market ETF | BND | 80.00% | |
| Vanguard Short-Term Bond ETF | VCSH | 20.00% | |
| 100.00% | |||
| Model M | |||
| Asset Class: | 100% Money Market | ||
| Mutual Fund Holdings: | |||
| FUND NAME | TICKER | ALLOCATION | |
| Schwab Government Money | SNVXX | 50.00% | |
| Vanguard Prime Money Market | VMMXX | 50.00% | |
| 100.00% | |||
| *This option is available to non-permanent funds only. | |||
| CRT>$100,000 | |||
| Asset Class: | 80% Equities & 20% Fixed Income | ||
| Annual Distribution Rate: | Depends on beneficiary selection (5% to 10%) | ||
| Mutual Fund Holdings: | |||
| FUND NAME | TICKER | ALLOCATION | |
| Vanguard 500 | VFIAX | 48.00% | |
| Vanguard Mid Cap | VIMAX | 12.80% | |
| Vanguard Small Cap | VSMAX | 8.00% | |
| Vanguard Small-Cap Growth ETF | VBK | 6.40% | |
| Vanguard FTSE Emerging Market ETF | VWO | 4.80% | |
| Vanguard Total Bond Market ETF | BND | 16.00% | |
| Vanguard Short-Term Bond ETF | VCSH | 4.00% | |
| 100.00% | |||
| CRT<$100,000 | |||
| Asset Class: | 80% Equities & 20% Fixed Income | ||
| Annual Distribution Rate: | Depends on beneficiary selection (5% to 10%) | ||
| Mutual Fund Holdings: | |||
| FUND NAME | TICKER | ALLOCATION | |
| Vanguard S&P 500 ETF | VOO | 50.00% | |
| Vanguard Extended Market ETF | VXF | 12.50% | |
| Vanguard Small-Cap ETF | VB | 12.50% | |
| Vanguard FTSE Emerging Market ETF | VWO | 5.00% | |
| Vanguard Total Bond Market ETF | BND | 20.00% | |
| 100.00% | |||
